Line of Credit / Term Loan

A Line of Credit or Term Loan offers small businesses flexible funding to improve cash flow, cover expenses, and support growth—when you need it most.

Apply Now

Line of Credit / Term Loan

A Line of Credit or Term Loan offers small businesses flexible funding to improve cash flow, cover expenses, and support growth—when you need it most.

Apply Now

Many small business owners face cash flow management challenges, needing to balance seasonality with continuous growth and revenue. A LNS Line of Credit / Term Loan supports these needs by providing year-round access to capital, ensuring a steady cash flow at competitive rates for borrowers.

Funds On Demand

Access your line of credit funds anytime and anywhere, instantly, with just the press of a button.

Revolving Line Of Credit

Enjoy a revolving credit line that replenishes with each repayment, ensuring funds are always available when you need them.

No Hidden Fees

Pay only for what you use, with no prepayment penalties, maintenance charges, or closure fees—providing peace of mind and transparency.

Flexible Credit For Every Stage

Whether you’re scaling up or downsizing, there’s a line of credit to suit your business’s needs, regardless of its size or stage.

Which Is Right for You?
Line of Credit or Term Loan

Term Loans

A one-time lump sum of cash with an eventual option to apply for more.

  • Loan amount from $50K - $250K.
  • Repayment terms up to 24 months.
  • Great for larger investments in your business.

Line Of Credit

A revolving credit line you can draw from 24/7 to receive funds within seconds.

  • Credit limits from $50K - $250K.
  • Flexible repayment terms of 12, 18 or 24 months.
  • Great for keeping funds on hands.