SBA Business Loan Options

SBA loans offer flexible financing solutions for small businesses, providing competitive terms and lower down payments. This option can be ideal for business owners looking for affordable, government-backed funding to support growth and operations.

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Quick approvals, No Hard Credit Checks, Zero
Obligations

Business Financing
Up To

$500k

Business Financing
Up To

$500k

Business Financing
Up To

$500k

What are SBA Loans?

SBA loans are government-backed financing options designed to support small businesses, offering lower interest rates and flexible terms. These loans are provided through SBA-approved lenders, making them an accessible choice for small business owners seeking affordable funding.

Swift Decision-Making

Submit your application for quick processing, so you can focus on growing your business without delay.

Immediate Fund Access

Once approved, access your funds instantly with just a few clicks, without unnecessary delays.

Tailored Payment Options

Choose repayment plans that align with your business needs, allowing you to focus on core operations.

Empowering Your Choices

With diverse financial solutions, you have the flexibility to guide your business in the direction you envision.

Need Cash Fast? LNS Has You Covered.

Fuel Your Business Growth with Hassle-Free Financing

Select a Loan Amount to See Your Options

$5,000.00
Weekly Payment Monthly Payment Factor Rate Cost Of Funds
$202.08 $875.00 1.05 $1,212.47
$105.85 $458.33 1.10 $1,270.21
$73.77 $319.44 1.15 $1,327.94
$57.74 $250.00 1.20 $1,385.68

Your Go-To Lender For Business Funding

Choose from a wide range of financing solutions designed to align with your business goals. We handle the financial complexities, allowing you to focus on growing your enterprise.

All-in-One
Application

Faster
Funding

Flexible Financing

Requirements And Qualifications For SBA
Loans

The requirements and qualifications for SBA loans can vary significantly based on the loan type and lender. Generally, applicants should have been in business for a specific duration, meet certain revenue thresholds, and maintain a good credit score. For instance, loans like the SBA 7(a) come with particular eligibility criteria, including how the loan funds will be used and the nature of the business.

Small Business Financing
Eligibility Checklist

  • Operating for 12+ months
  • Incorporated as a Corporation or LLC in the United States
  • $20,000 in monthly revenue
  • Credit score of 600 or higher
  • Active bank connection (Plaid™) or bank statements from the last 3 months

Application Essentials

  • Basic information about you and your business
  • Bank connection or bank statements from the past 3 months
  • Business must be in good standing

Requirements And Qualifications For SBA
Loans

An SBA loan is a form of business financing backed by the U.S. Small Business Administration. Issued by approved SBA lenders, these loans provide competitive terms and rates aimed at supporting small businesses in their growth and development.

The SBA Express Loan is often regarded as the easiest SBA loan to qualify for. It features a simplified application process and faster approval times, although it usually comes with a lower maximum loan amount compared to other SBA loan options.

The amount required to obtain an SBA loan depends on the specific loan type and your business's needs. Generally, SBA loans can range from small sums to as much as $5 million.

The SBA does not provide money directly; instead, it guarantees loans issued by lenders. The amount you can borrow depends on several factors, including your business needs, creditworthiness, and the specific SBA loan program you select.